Though there are plenty of areas to focus on when it comes to creating a lovely house. However, bathrooms are the smallest ones among all, and without any doubt, they receive the most attention. Nowadays, they are just not only meant for taking a shower; they have become a place of comfort and relaxation. This is why people have now started taking ideas that are rustic, elegant, contemporary, kitschy, or retro.

But how can one achieve any of these styles and moods? Well, porcelain tiles have always been in the limelight. The so-called chameleon in the tile world is known for delivering a marble finish look with a lot less worry and maintenance. Not only this, the tile option is a popular choice as they are highly water and stain-resistant. Sounds great, right?

Looking forward to the marketplace trends, then countless designs are inspired by fashion runways, animal prints, fabrics, and exotic locales. For instance, an Ice Blue Arabesque Glossy Porcelain Tile is a perfect reflection of the Moroccan style highly adopted by architects in the world. Want to know more in detail? Here’s a quick review of the two most famous types of porcelain tiles. Take a look.

They normally come in the glazed and through-bodied form. The glazed ones have more of a hard finish or a wear layer that is normally colored. Known for being dense and durable, they are available in a wide range of designs and colors. Whereas the through-bodied tiles are more scratches and chip styles. They don’t hold any sort of glaze on them and are highly recommended for countertops, walls, and floors.

Know what to consider while finding the most ideal porcelain tile for your bathrooms.

The foremost thing to focus on is to know whether they are tough enough or not. Wondering why? Because porcelain tiles are known for standing up with heavy foot traffic and bearing all the water flashes for years and years.

The very next thing is to understand how to properly clean them. Not to worry, as they are much easier to maintain and clean with time. Just moisten, sweep, or simply vacuum them twice a month. Always keep in mind that porcelain tiles are not meant to be cleaned with some sort of scouring pads or steel wools.

Now, what is the biggest mistake that most people make with these tiles is not paying attention to the underlayment. Porcelain tiles are generally installed on a compact subfloor that’s rigid and smooth as well. It can nimbly go with plywood, cemented base, or even a concrete slab.

Lastly, the only lowdown is that these specific tiles are a perfect mix of minerals and clays that are definitely fired at extremely acute temperatures. That’s why they are found to be denser and harder than the ceramic tiles available in the market. What else makes them popular enough is that they prevent any sort of odor, bacteria, or stain from building upon them. How can we forget to mention that the myriad of colors and designs deliver elegance to the whole space and that too at much cheaper prices?

Have you tried the on-trend of porcelain tiles for your bathroom?



Фотография: Caught In Joy. Источник: Unsplash.com

Now in the parliamentary proceedings against YouTube in the United Kingdom - in the situation of dissatisfaction with the level of payments from the largest video hosting site, lots of people are beginning to see it only as a tool for marketing and attracting the attention of listeners. Let's discuss whether this makes sense.

Nothing new

In the '30s and '40s, when the Western pop music industry was gaining momentum, a lot of writers and performers worried about technological innovations would only hurt their careers. There was nothing surprising about that - back then, producers would simply gather musicians in the studio, put on a couple of microphones, and ask them to play everything the way it usually sounded in concert. The recordings of the studio sessions really sold out quickly, so there was a risk of a decline in ticket sales for the performances - some of the audience lost interest in them and were satisfied with the material, which they could start and listen to on their own at any time.

That's why the unions defended the right to a steady income from recordings and tried to compensate for the losses from the lack of attendance at shows. But the labels were in no hurry to meet their demands, and there were strikes throughout the '40s. Unionists were forbidden to cooperate with record companies, but it was very difficult to influence the work of the latter. 

The labels had managed to restock before the conflict started, plus they were releasing hits of the previous years and working with the so-called "hillbillies", which were not part of the professional communities and could record where and how they saw fit. And not everything was banned: musicians came to play on the air of radio stations, recorded vocals, which was quite acceptable, and cooperated with government agencies (by the way, this is how the number of publications on V-Discs was increased in those years - these were records designed exclusively for members of the U.S. Armed Forces).

Just a couple of years after the strikes were over, twice as many records were sold - the demand for them certainly increased. It was not until 1948, when mass television was already in full swing, that the labels made some concessions, albeit very small ones in terms of compensation for musicians. The use and dissemination of musical creativity for commercial purposes was becoming ubiquitous, and the approach to compensation for authors and performers simply had to be reconsidered. They suffered the most from the strikes - the public listened to what the labels and radio stations put out, forgetting everything else.

As the former Coinbase engineer stressed in his blog, only those who staked on reaching the widest possible audience instead of fighting for a slight increase in the thickness of the wallet came out of the crisis situation with minimal losses.

What now?

History repeats itself almost completely. While some complain about the level of payments from streaming services and YouTube, others see their advantages in this platform, and others are looking for more profitable opportunities for themselves in the form of selling royalty free music on platforms like taketones.com. The most obvious is the opportunity to reach an audience of many millions with a total of two billion users. To help with the recommendation of content in this case are the algorithms of the platform, which in addition is still a free video hosting. With the help of potential flaws or without it, it is worth recognizing that YouTube dominates its niche and the music component is no exception. While 20 million people subscribed to the company's streaming service last February, the number of listeners increased by 50 percent over the next seven months. In this case, we are talking about regular payments, which means a likely increase in compensation for the streams. Representatives of the platform have already openly stated that in just four years YouTube will become a leader in this indicator.

Can authors and performers demand anything when a company provides them with such a massive infrastructure and opportunities? Many people bypass payment disputes and use their YouTube channels to promote their music on paid streaming services. For example, the authors of "lo-fi" compositions, who, according to the laws of the genre, cannot make money from advertising, do so.

So music on one streaming platform actually becomes a marketing tool for other tracks, performances, and merch. Another thing is that with the latter two points, things are not quite the way musicians would like them to be in the world. What in such a situation they can promote - apart from their own profiles on alternative platforms - and whether they can make money just by not letting their fans forget about them, as their colleagues did in the old days, it is still difficult to understand. Let's see how the situation is going to develop and analyze its dynamics in some time.



Solar Eclipse of the Sun and Moon

Have you ever experienced sudden darkness in the sky except the weather is not cloudy? Some of you may see it. For those who haven't experienced it, this article is for them. The sun doesn't have to get shadowed only by the clouds, the condition could be done by something else! Are you excited to know? Let's see how far we can go to the secret world of the sky.

The condition is called a solar eclipse. Do you know what is it?

What is Solar Eclipse?

At a particular time of each year, the moon comes between the Earth and the Sun. And the moon creates a shadow over the earth. Theoretically, this occurrence is a solar eclipse.

Usually, the situation happens at the phase of the new moon. The time when the moon passes directly between the two planets. The shadow of the moon casts over the earth. And the sun gets behind the moon. After that, we can’t see the sun under the moon's shadow. And the situation is scientifically called Solar Eclipse.

But the solar eclipse is not that simple process. We need to know more about it if anyone is interested to understand the world of the sky and its elements. There are various types of solar eclipse, and several factors are affecting the condition. People like to see and experience this type of event that happen rarely, solar eclipse tours is the best thing you must go at least once in your life.

Types of Solar Eclipse:

There are four types: Total Solar Eclipse, Annual Solar Eclipse, Partial Solar Eclipse and Hybrid Solar Eclipse

Of all solar eclipses-

Total solar eclipses are 28%;

35% are partial;

32% annular; 

5% are hybrids.

Total Solar Eclipse:

The total solar eclipse is called the happy moment of nature. Usually, the sun is four hundred times greater than our silvery moon. But, when the moon comes four hundred times closer to the Earth than the sun, the Total Solar Eclipse happens. The orbital planes intersect. The new moon completely covers the disk of the sun, so the sun can’t be visible from the earth.

The casting shadow are of two types-

Umbra: A dark and slander cone shape.

Penumbra: a light, funnel shape shadow.

A total solar eclipse happens on the Earth about every eighteen months. The time of the total solar eclipse may last as long as 7 minutes 31 seconds. The time may come much shorter.

Annular Solar Eclipse:

The Annual Solar Eclipse is another beautiful scenery to watch. And this is quite different from the firstly mentioned Total Solar Eclipse. It is different because half of the sun shows during the annual solar eclipse. The dark shadow of the moon's umbra can extend out for no longer than 235,700 miles. During the eclipse, the ant-umbra reaches the ground. And anyone looks up past either side of the umbra and sees the "ring of fire" around the moon.

The annual eclipse lasts for a maximum of 12 minutes 30 seconds.

Partial Solar Eclipse:

The Partial eclipse happens only the penumbra which is the partial shadow, passes over the sun. In this process, some part of the sun always remains in view. During the eclipse, how much of the sun people can see depends on some specific conditions. It lasts longer than above two solar eclipses.

Hybrid Solar Eclipse:

The Hybrid means it doesn't belong to only one. So, the Hybrid Solar Eclipse comes the same. The solar eclipse is called Annual-Total(A-T) Eclipse. This eclipse occurs when the distance of the moon is nearby. The A-T eclipse starts as an annular eclipse because the tip of the umbra falls short of making contact with Earth. Then the moon becomes total. Because the roundness of the planet reaches up. Then finally it returns to the annular toward the end of the path.

Don't and dos:

If you are so excited to watch the occurrence, make sure to use a protective eyeglass like lead glasses. Because watching with bare eyes can cause blindness. So, be careful about this!

Wrap up:

The solar eclipse is a natural occurrence. If you want to be the eye witness of history, don't miss the opportunity to watch the Solar Eclipse in the sky.



Harry Bennett Cabin north of Ypsilanti (photo courtesy of Bob Fox)

Recently I received an interesting email from the current owner of the property where one of Harry Bennett's old cabins still stands. It is in terrible shape and the roof is gone, but still, it's another cool Harry Bennett/Henry Ford structure made of cement but created to look like logs.

The new owner found my other stories about Harry Bennett's buildings and contacted me to see if I had information on this old cabin. 

I did visit the cabin once back in the 1970s with my friend Pat Soraruf. So I had very few memories of the place. However, another friend of ours lived there for 3 years! So I found Bob Fox on Facebook. He graciously answered my questions for this post.

Retrokimmer Q&A with Bob Fox

  How did you find out about this cabin?

BF: New Year’s morning, 1969, after going to midnight mass and staying up all night, Pat Soraruf took me on a hike all the way from town to see this place that was hidden in a woods 1/2 mile from the nearest road. The door was open and inside there was an old couch. We built a fire in the fireplace to warm up and then fell asleep on the couch before walking back to town.

RK:  What were your first thoughts when you saw the cabin?

I loved the place. It was like being in a fairy tale. There were panels where the walls opened revealing hidden passages. And across the yard, the underground rooms were like the best forts a kid could ever build. It was also quiet there in the woods, making it feel like a place far -far away from all the troubles challenging teenaged life in the 60s.

RK: What were the coolest things about the cabin? Do you know when it was built?

Big Stone Fireplace

BF: The coolest thing was the architecture. The sculptured cement walls looked like logs complete with knots, bark, and growth rings. Also, the inside stonework and the woodwork (pine paneling) were top-notch. The higher one looks at the chimney over the fireplace, the bigger the stones get. Where the pine work met the stonework, the scribbled joinery was perfect. Eventually, I would learn how to do that, and I can’t ever do scribe work even now without thinking about those perfect fits at the cabin.

Floorplan by Bob Fox

RK: The worst things about living in the Cabin?

BF: The worst thing was not having electricity and running water, but those were also the things that made the place what it was. If the cabin had utilities, it wouldn’t have been available to me on my budget when I actually moved to the place 6 years later. I bought a generator, and eventually, with incredible do-it-yourself optimism, I got the well working again too. 

If I did it again now, I would call a well guy and throw down the credit card. There were two brick outhouses (octagon-shaped) that had toilets that were supposed to flush automatically when you stood up. Wish I had detailed photos of those. Anyway, I would run new plastic lines to those now and get it all working as fast as I could. Even as a kid, not having an outhouse and having to go in the woods was a drag.

Floor Plan by Bob Fox

RK: What were the unique architectural features? Generator room info, sugar shack, etc. Interior. Exterior.

BF: The cabin complex was probably built in 1941—the same time as the concrete barn that is still by the road. The cabin was often referred to as (Harry) Bennett’s Hideout. The one bunker had a passive make-up air feed and the door seemed to be strategically set facing away from Detroit. 

We speculated that Henry Ford had it done that way because he might have been aware of the possibility of atomic bomb development. When I was living there in the 70s, all the drains for the cabin and the bunkers still worked, as did all the underground electrical transmission lines. 

I bought a generator and set it up in the generator/well bunker and the power worked in both the cabin and the other underground room; probably still works because underground power lines last a lot longer than above ground. Only the waterlines had gone bad, probably because they went so long without having water in them they rusted and disintegrated.

RK:  How long were you there and what prompted you to give it up?

BF: I moved into the Cabin on August 1, 1975. I had a deal with the man who ran the horse farm and who lived in the farmhouse in the front, Tom Ewing. I did all the maintenance in exchange for having the cabin. 

Things changed sometime in 1977 or 1978. There was a gas leak in Tom’s house that filled the attic. One night he turned off the kitchen light and the place exploded. There were big stories about that in the newspapers. He wasn’t killed because the place had double rafters and didn’t cave on him, even though the walls were blown out. 

Ewing said that Bennett had it built that way because often it wasn’t a house bomb that would kill someone, but the house falling on them. Tom moved elsewhere and someone else took over the farm. 

One day I came home and all my stuff had been stolen—tools and everything. It was more than I could recover from so I moved on. By then my father was retiring and leaving where he lived on Deep Run Farm on the south side of Ypsilanti—another amazing place, probably more amazing than the cabin really—and it had also been used and influenced by Henry Ford (as were many other places in the area). I took Deep Run Farm over in 1979 and lived there until it was turned into a shopping center in 2002.

current state

RK: What do you think the cabin was probably used for and by whom?

BF: There were lots of rumors and speculation about how Ford and Bennett used the cabin. There are 2 little rooms with a connecting passage up inside the fireplace. A steel ladder to reach them that was hidden behind a secret opening next to one of the fireplaces. The spaces had cement block walls and were easily big enough for a couple people to hide inside.

The vents opened and everyone that knew about them thought they were probably gun ports. Behind another folding panel, there was a cocktail bar with a separate outside entrance—that bar had to be for Bennett’s boys because Henry Ford did not party.

Bob Fox 1970s in front of the Cabin

While I lived at the cabin, I kept diaries and journals. The journals have entries from other people that also lived there with me and participated in what we had going on. For instance, we didn’t have electricity most of the time, so we played a lot of acoustic music which turned into homemade music parties that we called Moon Squallors—but that’s another story.



Classic Rock Icons BADFINGER Release Full-Length Album Of Collabs Featuring Veteran Stars Of Rock, Blues & Pop!

Includes performances by Matthew Sweet, Todd Rundgren, Rick Wakeman, The Legendary Pink Dots, Jethro Tull's Ian Anderson, Rick Springfield, Sonny Landreth and more!

Los Angeles, CA - You’ve grooved to Matthew Sweet’s “Baby Blue,” played air piano along with Rick Wakeman on “Come And Get It,” and swooned hearing Rick Springfield’s voice on “Love Is Gonna Come At Last” - but now the wait is finally over as the full-length collaboration between Joey Molland’s Badfinger and a stellar line-up of special guest superstars is finally released! No Matter What - Revisiting The Hits gathers an immense amount of talent on one album - in addition to the aforementioned, guests include Jethro Tull frontman Ian Anderson, blues legend Sonny Landreth, eclectic art rockers The Legendary Pink Dots and many more - who offer their unique twists on some of Badfinger’s biggest, most era-defining hits from the Paul McCartney-penned “Come And Get It” to “Day After Day,” to the monster ballad “Without You.” The latter was originally released by Badfinger in 1970 but became a global phenomenon when Harry Nilsson recorded a version in 1971, and then it conquered the airwaves again in 1994 courtesy of Mariah Carey’s bombastic version, and now Rock Hall Of Fame nominee and producer/songwriter/guitarist extraordinaire Todd Rundgren offers a passionate rendering of the song that is by itself worth the price of admission to this great collection.

No Matter What - Revisiting The Hits will be available on both digipak CD and in superb-looking tri-color (red, white & blue) vinyl!

Order the album: https://orcd.co/badfinger_no_matter_what

1. No Matter What feat. Mark Stein (Vanilla Fudge)
2. Come And Get It feat. Rick Wakeman
3. I Don’t Mind feat. Carl Giammarese (The Buckinghams)
4. Day After Day feat. Ian Anderson (Jethro Tull), Terry Reid & Manchester String Quartet
5. Love Is Gonna Come At Last feat. Rick Springfield
6. Baby Blue feat. Matthew Sweet
7. Midnight Caller feat. The Legendary Pink Dots
8. Suitcase feat. Sonny Landreth
9. Sweet Tuesday Morning feat. Albert Lee
10. Without You feat. Todd Rundgren



Classic Rock Legends CACTUS Balance Power & Precision On New Album TIGHTROPE!

Los Angeles, CA - ‘70s classic rock legends Cactus came to be known as The American Led Zeppelin, a moniker they owned by virtue of their explosive blues-rock stylings, subdued yet undeniably brilliant musicianship, not to mention their energetic and vivacious stage presence which made them a staple of arena rock venues around the globe. Now the band has returned with a smashing new album called Tightrope that strikes a delicate balance between powerful, driving rockers and more complex, heady album tracks. 

Still led by iconic drummer Carmine Appice alongside long-time members Jimmy Kunes on vocals and Randy Pratt on harmonica, Tightrope is according to Appice “one of the best Cactus albums we’ve ever done. From playing to production and songs, we really took a step up!” They are joined by new lead guitarist/vocalist Paul Warren (ex-Rod Stewart, Tina Turner, Joe Cocker) and James Caputo on bass. Tightrope will also give long-time Cactus fans a reason to cheer as it includes special guest appearances from original Cactus guitarist Jim McCarty and singer Phil Naro!

Tightrope will be available on digipak CD, a deluxe 2LP set with a gatefold jacket and colored vinyl, and of course, digital platforms everywhere starting April 2.

Order the album: https://orcd.co/cactus_tightrope

Track List:
1. Tightrope
2. Papa Was A Rolling Stone
3. All Shook Up
4. Poison In Paradise
5. Third Time Gone
6. Shake That Thing
7. Primitive Touch
8. Preaching Woman Man Blues
9. Elevation
10. Suite 1 & 2: Everlong, All The Madmen
11. Headed For A Fall
12. Wear It Out




Being a girl does not define a particular shape and size. There is no ideal size for being beautiful. Beautiful is a plus-size woman, a pear-shaped woman, and a thin woman too. Everybody knows this. Unfortunately, it is still difficult to find a plus-size dress for parties and prom nights. 

For a trendy, affordable, and flattering plus size prom dress, we have to scroll through numerous fashion pages, research many social media platforms, and whatnot. Still, we do not get what we desire. But you can see a lot of plus-size models and fashionistas in such pretty dresses. Where do they get it from? Why don't you own a dress like that? How should you buy that ideal prom dress? Hold on! We have got answers to all these questions. If you want to flatter everybody with your looks, stay with us, and you'll rock it.

Fabulous tips to get you an amazing prom dress

Find  the appropriate designers

The fashion industry is full of fashion designers. Sadly, not all of them design plus-size dresses that are graceful and trendy at the same time. If not the designers, you should find the right store with a rundown of popular designers on one platform. 

It makes it easier to compare different plus-size dresses designers and picks the best one. You can explore the bestselling section to find what shoppers like the most. These stores offer the right fit and highlight the best features of your body. Whatever your preference be, different designers can satisfy different choices.

A fit that enhances your figure

Break the stereotypes that say plus size prom dresses can't be sexy and beautiful. The latest trends for prom dresses include sweetheart necklines, chiffon fabrics, and empire waists. These are the features you should be looking for while purchasing a plus-size gown in 2021. The top-notch designers tailor gowns with all the above features. The dresses with sweetheart necklines are ideal for heavy busts, while the empire waist highlights the hourglass body shape. If you want to stay away from strapless, various designers at the fashion store offer more neckline styles.

Ravishing and fashion-forward!

As we said before, similar to dresses of other sizes, plus size dresses should be fabulous and mirror the latest fashion trends. Prom dresses in 2021 include glitz, colors, chiffon fabrics, and glamour. Balance your personality and style with the season's latest trends, and you'll be set to rock all those long plus size dresses. Pair the dress with matching accessories and the right pair of heels.

Find the ideal colors

This season, rule the prom look with pastor color pallets. Fashion stores with top designers stock dresses that are fit for the spring season. However, it is no hard and fast rule to restrict yourself to pastels. You can also go with classic colors like navy or black. Some designers offer these shades in irresistible designs that can also work as plus-size wedding dresses. Find out your style and the right color for a dazzling look.


Never forget that your dress is always prettier when paired with matching accessories. Get your prom accessories to add charm to the prom dress. Prefer to buy dazzling earrings with short plus size dresses and lightweight accessories with embellished gowns.

Above all, the way you carry yourself and the confidence you own will win the crown. You can rock the stage if you move onto it in that charming dress with a beautiful smile. For everything else, leave it on the right online fashion store.




The greatest note-taking applications for the year 2021

We write down different types of information and notes regularly, whether attending a customer conference call, at our homes or elsewhere. The notes can be a witty quote from someone or a contact number. At times, the information we need to take note of can be visual, such as a flyer picture having some essential details. The market is awash with thousands of note-taking apps; hence, you have to choose the one that suits your purpose. This article by Writezillas.com will help you the best note-taking app that suits your purpose. These apps are available in both Android and iOS, while you can access others through web browsers.


It is the best note-taking app that allows users to capture different digital information, coupled with great organizational features. You have a choice to take notes in different formats such as annotated web pages, videos, audio, pictures, and texts. You can even organize your notes into virtual notebooks and manage those notes using shortcuts and tags.


This Microsoft’s productivity product is the best for the business environment. OneNote is a free-form information collection app that allows users to capture everything and organize it on a flexible electronic canvas. Users either have an option to type their notes by hand, type, or even scan pages or handwritten notes.

Dropbox Paper

At times, we have to collaborate with colleagues in gathering and sharing information on a project. In such circumstances, a great collaborative note-taking app such as Dropbox paper comes in handy. Dropbox paper provides a collaborative workspace where teams can conduct meetings, brainstorm and review ideas, add and edit notes. It also serves as a task management tool that allows users to allocate to-do lists and even add datelines. Annotations allow users to add comments to a particular section of a picture.


This product is the simplest app for taking notes in the market. The product offers users an easy way to keep ideas, lists, and notes. Simplenote is the best in terms of efficiency and speed. You launch the app and start typing your notes. Once you have your notes, you can edit them whenever you need to. The product comes with a lightning-fast search function that allows users to quickly search what they are looking for with changing entries as you kind the search keyword.

Apple Notes

For either iPad or iPhone users, they do not need to search for other note-taking apps since Apple Notes is sufficient for taking notes. Users can write down to-do lists and textual notes from this app. You can also add sketches of notes, scanned documents, and web links. Users can use Apple’s virtual assistant called Siri to create a new note and even dictate the note’s contents.

Google Keep

Google Keep is the note-taking app by Google for devices running the Android operating system. Google Keep enables users to write down everything ranging from capturing photos to typing textual information. Users can speak a voice memo, and this app will transcribe it for you. The notes get organized as electronic sticky notes, and users can assign each a different color easy of identification.

Zoho Notebook

This product is different from the other products since it uses a different approach in organizing each note. It comes with a card-based design.




February’s full Snow Moon reaches peak illumination at 3:19 A.M. EST on Saturday, February 27. For the best view of this Moon, look for it on the night of Friday, February 26; it will drift above the horizon in the east around sunset and reach its highest point in the sky around midnight. See when the Moon will be visible in your area.


The full Moon names used by The Old Farmer’s Almanac come from a number of places, including Native American, Colonial American, and European sources. Traditionally, each full Moon name was applied to the entire lunar month in which it occurred, not just to the full Moon itself.

The exact time of the next full moon is:
Saturday * 27 February 2021 * 3:17:19 am (EST)
Moon sign: Virgo 08° 57'

Here you find this time converted into different timezones for other cities:
WELLINGTON = Saturday * 27 February 2021 * 9:17:19 pm (NZDT)
SYDNEY = Saturday * 27 February 2021 * 7:17:19 pm (AEDT)
TOKYO = Saturday * 27 February 2021 * 5:17:19 pm (JST)
BEIJING = Saturday * 27 February 2021 * 4:17:19 pm (CST)
BANGKOK = Saturday * 27 February 2021 * 3:17:19 pm (ICT)
DELHI = Saturday * 27 February 2021 * 1:47:19 pm (IST)
DUBAI = Saturday * 27 February 2021 * 12:17:19 pm (GST)
MOSCOW = Saturday * 27 February 2021 * 11:17:19 am (MSK)
BERLIN = Saturday * 27 February 2021 * 9:17:19 am (CET)
LAGOS = Saturday * 27 February 2021 * 9:17:19 am (WAT)
LONDON = Saturday * 27 February 2021 * 8:17:19 am (GMT)
RIO = Saturday * 27 February 2021 * 5:17:19 am (BRT)
SANTIAGO = Saturday * 27 February 2021 * 5:17:19 am (CLST)
NEW YORK = Saturday * 27 February 2021 * 3:17:19 am (EST)
MEXICO CITY = Saturday * 27 February 2021 * 2:17:19 am (CST)
CALGARY = Saturday * 27 February 2021 * 1:17:19 am (MST)
LOS ANGELES = Saturday * 27 February 2021 * 12:17:19 pm (PST)
ANCHORAGE = Friday * 26 February 2021 * 11:17:19 pm (AKST)
HONOLULU = Friday * 26 February 2021 * 10:17:19 pm (HAST)


How Do Car Loans Work?

Car loans are the act of purchasing a vehicle to pay it monthly or yearly. If the borrower fails to make the payment on time, then the lender will keep the asset as collateral as security for a loan. When you take out a car loan from a financial institution, you pay back the money with the rate of interest, thus affecting your monthly income. Collateral minimizes lenders' risk as the lender can seize the asset and sell it to recoup its losses.

Types of Auto loans 

Auto loans

Auto loan establishes consumer credit to grant for personal use, which is usually unsecured. There are two types of auto-loan, namely: Secured and Unsecured.

Secured Auto Loans Vs. Unsecured Auto loans

Lenders use secured auto loans to consolidate the vehicle you are purchasing as collateral. Collateral is something that helps ensure a loan. However, unsecured auto loans directly aim at the physical property like houses or monetary assets like investments, savings, or future paychecks, leaving no collateral.

Direct financing and Indirect financing

Direct financing enables the borrower to take advantage of lower interest rates. Lenders like banks and online finance companies offer loans to customers to purchase their vehicle from a dealership. It provides the quickest way to borrow money directly from the financial markets, instead of using third-party services.

The opposite of direct financing is indirect financing. It refers to the financing method in which the borrowers borrow money from the financial market through any third-party intermediary.

New and old car loans

Buying a car is a hard decision as you have a range of models to choose from, and you also have the option to decide whether to buy a new or a used car. It determines based on the value of a customer's car. For instance, buying a new car loan can save your time as it wouldn't require you to change the battery, engines, etc. In contrast, an old car can be time-consuming as it does not ensure the latest machine or technology.

Private party loans

Private party sales prices are considerably lower than they are at dealerships as it deals with the involvement between individuals. Buying a car from a private seller could help you save money. Sales prices in private part loans tend to be lower through private sellers than at a dealership.

Where to Get Auto Loans

Car loans are available from:

Dealerships: It is a company that has the approval to sell a specific brand of goods.


It has the authority to sell specific commodities

Dealers are important figures in the market as they keep markets in securities. It promises powerful audience-building tools

Banks and credit unions: These are financial institutions that offer products and services such as checking accounts and loans to secure your money. However, banks publicly trade while credit unions provide more-personalized services. 

The advantages of banks and credit unions include:

Banks offer an easy way to save your loans. On the other hand, credit unions provide some of the best rates on credit products such as car loans, mortgages, and credit cards

In banks, funds get transferred from one account to the other very fast. Credit unions provide higher savings amounts and lower interest rates on loans.

Online direct lenders: It is the quickest financial institution wherein money is deposited in your account as soon as the next business day if approved.

Advantages of online direct lenders comprise:

It verifies your information to get approved in minutes.

It is available the whole week to help you through the online application process.

It provides a broader selection of lenders and lending products to choose.

It does not limit to qualification requirements.

How to apply for Auto Loans

Documents: Documentation helps assure continuity of care, which protects against lawsuits and complaints.

Application form: Filling out a printed job application form seems like a task. However, in-car loans, lenders provide quick application forms, which you can fill out within few minutes.

Offers and sign-in: Offers are another great way of selling expenses in car loans. You will be assigned multiple offers by the lenders, and you can sign in once reviewing the proposals.

Final approval of your loan: After the three steps, you don't need to stress and wait for the results to be out.

The Bottom line

Now that you have read about a car loan's workings, you are entirely safe to apply for car loans. The steps are simple and less time-consuming.



Netflix has always been industry-leading in terms of bringing the best library of content for our favorite TV and films for us to digest in the comfort of our own homes. Ever since it burst onto the scene back in 2013, Netflix has been able to deliver a library for just about everyone. Today we look at some of the best retro films on the streaming application right now. 

Shawshank Redemption

One of the best retro films in the world, never mind just on Netflix, finds itself on the streaming service in early 2021 that is Shawshank Redemption. 

A classical film in which banker Andy Dufresne is convicted of a double murder despite him pleading his innocence. Defresne spends over 19 years in the Shawshank State Penitentiary, the film follows his friendships with inmates including Red. Andy uses his accounting skills to his benefit in by working for the Warden.  He earns respect from fellow inmates and guards by going against the rules. 


Another classic that is a must-watch, finds itself on Netflix right now is Goodfellas which is a gangster movie masterpiece and will go down in history as one of the best films ever. 

Goodfellas follows the story of a 1970’s New York gangster named Henry Hill who looks to climb the ranks in the organized crime world. With a star-studded cast including Robert De Niro, Ray Liotta, Joe Pesci, and Lorraine Bracco, this is one of the best retro films of all time.

In recent times, we have seen a trend of Netflix users migrating over to onlinecasinos.site to use as a form of entertainment whilst they have finished watching their favorite retro films. 

These particular sites have been beneficial during the past year as they have been able to offer a form of entertainment during lockdown months due to being an online service and many of us looking for new and alternative ways to stay entertained during this period. 

Bonnie and Clyde

And finally, another classic retro film that resides on Netflix right now is Bonnie and Clyde which features Warren Beatty and Faye Dunaway in the famous Bonnie and Clyde tale. 

Bonnie falls in love with an ex-prisoner called Clyde Barrow and together they start a violent crime spree across the country, stealing cars and robbing banks. 

A very famous story across the world, filmed incredibly and played to perfection by the main actors makes it go down as one of the best retro films on Netflix right now.



Best Selling Sports Video Games of All Time

Sports fans of a certain age don’t quite understand the importance and influence of video games in today’s culture.

Sure, Millennials and Gen Zers kind of get it. They’ve come up during the era of esports. But everyone older than that, not to mention Millennials in their 30s themselves, don’t always grasp that video games are more than just a leisure activity. They’re becoming a pro-sport industry all their own.

Look no further than real-life sports franchises themselves. Professional teams have founded and purchased their own esports squads. And these organizations operate like other pro franchises. There are drafts, free agency, player contracts, playoffs, championships and all that. Scroll through online sports betting reviews of the top websites, and you’re bound to find esports offerings mentioned right alongside those for live sports.

First-person battle games are among the most popular used for esports tournaments and leagues. In recent years, though, the games modeled after live sports themselves have burst onto the scene. In particular, the NBA 2K league has gained a ton of steam, with some of the squads directly partnering with NBA franchises themselves.

And with this genre of esports on the rise, it makes sense to take a look at the best-selling sports games of all time. So, we’ve compiled a list of those that have flown off the shelves and drawn the most downloads. Please note that all sale numbers refer to the game franchises themselves rather than a specific edition, and they’re accurate as of the end of 2020.

1. FIFA (260 million)

It should come as no surprise that the FIFA franchise leads the way.

Soccer is, after all, the world’s sport. That means FIFA is catering to an inherently larger market than many of its competitors. It also doesn’t hurt that its list of licenses grows every year, so the game is constantly adding new teams.

More recently FIFA has drawn praise for its own version of Career Mode, in which users can run a franchise and manage it over a long period of time.

"FIFA 2016" by EASports is licensed under CC BY 3.0

2. Madden (130 million)

Madden checking in at No. 2 proves two things.

First, it helps nod to FIFA’s dominance. Though Madden finishes in second place, it has sold approximately half as many units as the first-place FIFA. That is wild.

Second, this also proves that the United States’ interest in football is second to none. So many people get caught up in baseball being America’s pastime. Really, it’s football. That is by far and away the U.S.’s most popular sport.

Anyhow, Madden’s game franchise is the standard-bearer for pro football, mostly because it’s the only one in town. EA Sports alone has maintained licensing rights, though some other brands have recently started to make a push.

Madden’s top feature is considered Franchise Mode, where users get to be the GM of their own team and follow an entire career arc. Interest in this game continues to grow each year, despite many reported glitches.

3. Pro Evolution Soccer (107 million)

Yet even more evidence of soccer’s dominance.

While Pro Evolution Soccer doesn’t have the licensing rights that EA’s FIFA does—it’s a source of jokes in the gaming world—people continuously flock towards it for the novel experience. It has a backyard sports feel to the experience.

Plus, Pro Evolution Soccer’s version of Career Mode has been deemed more extensive, since it can be enacted as part of online gameplay rather than just remotely.

4. NBA 2K (90 million)

This seems like a no-brainer on the surface, but it’s not. Gamers have other options if they want to invest in basketball. Both the NBA Live and NBA Jam franchises have enjoyed their day in the sun.

Right now, though, there is no holding a candle to NBA 2K. They have created one of the most in-depth MyPlayer experiences.

In this format, users don’t control the team. Instead, they create their own player and manage his career path every step of the way—including the draft and free-agency processes. They are even tasked with handling off-court tasks, as well. NBA 2K’s Myplayer has been touted as one of the most immersive experiences in the sports gaming industry, and it’s not hard to see why.

"NBA 2k" by 2K is licensed under CC BY 3.0 

5. Gran Turismo (80 million)

A PlayStation brand game, Gran Turismo has been around for nearly a quarter-century after debuting in 1997. No other game is more synonymous with racing, not even Xbox brand’s rival Forza Motorsport.

In Gran Turismo, users get to drive different races using cars that are modeled after actual real-life automobiles. The graphics continue to improve with each version, and the controls themselves are immersive, forcing players to really think during gameplay rather than just steer.

There is no perfectly simulating what it’s like being behind the wheel of a race car, but Gran Turismo is the next best thing.




Todd Rundgren’s A Wizard, A True Star…Live To Be Released on RAINBOW SWIRL VINYL on March 5, 2021!

Rock Hall Of Fame nominee and revered musician/producer/songwriter, Todd Rundgren performs a very special live concert featuring the entirety of his classic 1973 album A Wizard, A True Star!

Recorded 2009 in Akron OH, this special concert was released on crystal clear DVD and CD last year and now has been pressed on deluxe RAINBOW SWIRL vinyl! 2LPs in a gorgeous gatefold jacket featuring images from Todd Rundgren’s truly epic multi-media concert event - a front-to-back recreation of his enormously popular and influential 1973 album, A Wizard, A True Star!


Track List:
1. International Feel
2. Never Never Land
3. Tic Tic Tic It Wears Off
4. You Need Your Head
5. Rock and Roll Pussy
6. Dogfight Giggle
7. You Don't Have To Camp Around
8. Flamingo

1. Zen Archer
2. Just Another Onionhead-Da Da Dali
3. Sometimes I Don't Know What To Feel
4. Does Anybody Love You

1. Medley: I'm So Proud / Ooo Baby Baby / La La Means I Love You / Cool Jerk
2. Hungry for Love
3. I Don't Want to Tie You Down

1. Is It My Name
2. When the Shit Hits the Fan / Sunset Blvd
3. Le Feel Internacionale
4. Just One Victory


Track List:
1. International Feel
2. Never Never Land
3. Tic Tic Tic It Wears Off
4. You Need Your Head
5. Rock And Roll Pussy
6. Dogfight Giggle
7. You Don't Have To Camp Around
8. Flamingo
9. Zen Archer
10. Just Another Onionhead - Da Da Dali
11. Sometimes I Don't Know What To Feel
12. Does Anybody Love You?
13. Medley: I'm So Proud, Ooh Baby Baby
14. Medley: La La Means I Love You, Cool Jerk
15. Hungry For Love
16. I Don't Want To Tie You Down
17. Is It My Name?
18. When The Sh*t Hits The Fan - Sunset Blvd
19. Le Feel Internacionale
20. Just One Victory

About Todd Rundgren:

A Wizard, A True Star. The title of Todd Rundgren's 1973 solo album aptly foreshadows the contributions of this multifaceted artist to state-of-the-art music. As a songwriter, video pioneer, producer, recording artist, computer software developer, conceptualist, interactive artist, and author, over the past 50+ years Rundgren has made a lasting impact on the form, content, and delivery of popular music. His seminal album Something/Anything? (1972), on which he played all the instruments, sang all the vocal parts and acted as his own producer, catapulted Rundgren into the superstar limelight, prompting the press to unanimously dub him “Rock's New Wunderkind.” His 21 solo albums, plus 14 with his prog rock/power pop ensemble Utopia, spawned such hit singles as “I Saw The Light,” “Hello It's Me,” “Can We Still Be Friends,” “Bang The Drum,” and with his band Utopia, “Love Is The Answer.” As a producer, Rundgren has brought his creativity to bear on nearly one hundred albums, including with Patti Smith, Cheap Trick, The Psychedelic Furs, The Tubes, XTC, Grand Funk Railroad, Hall & Oates, The Band, and Meat Loaf’s 50-million-selling Bat Out Of Hell.

To purchase: https://orcd.co/todd_rundgren_a_wizard_a_true_star_live



Technology has completely shifted the betting industry’s daily operations into something much more advanced and efficient 

It’s clear that advancements in the tech world are largely responsible for the growth and progression of countless industries around the world. Especially when it comes to those sectors whose operations were previously functioning mostly in-person, digitization has the power to transform these companies in extremely exciting ways.

The sports betting industry is one whose identity is rich in culture and retro history, yet ever-evolving due to technology. Below we’ll take a look at how these services have changed in light of the 21st century.

Origins and historical roots 

You may be surprised to know that sports betting can be traced back to over 2,000 years ago, when the Romans would place bets on who they believed would come out on top in gladiator games. After all, Ancient Greece founded the world’s most beloved sports competition- the Olympic Games.

Fast forward to the 16th and 17th centuries, and betting on horse races in the U.K became a common pastime among those of the noble community. During these times, the first bookmakers began popping up all over the country in the form of hotel owners. The activity was not yet regulated; not until the passage of the Gaming Act in 1845 that aimed to legalize commercial betting.

Types of bets and varieties available today 

From the old times to the modern-day, horse racing has consistently been one of the most popular sports to bet on 

These days, horse racing was the most common sport to bet on and remains an extremely popular choice even today. In fact, some of the world’s highest wagers are placed on prestigious horses each year.

By the time it came to the 1960s and 70s, the first fully legal sports betting shops opened in various areas of England such as Manchester. The Betting and Gaming Act of 1960 was largely responsible for this boom in U.K. betting.

The industry soon made its way to other countries, such as the U.S., where Las Vegas became a popular site of sportsbooks locations, especially down the famous "Sin City Strip.” In the ’70s, several bookmaking operations rose to popularity and eager owners looked to make their mark in the sector. However, the age of the internet in the 1990s would change everything and bring even more fans to the surface.

Since technology opened unimaginable doors for the online sports betting industry, there are now more options than ever before when it comes to placing wagers. The frequent bettor may be familiar with some of the popular types of bets such as parlay, straight, or head-to-head, but nowadays digital platforms have added to their offerings so as to connect with the user in the virtual world.

For example, many sites will provide a selection of different free bet opportunities and promotions from the best legalized online sportsbooks. The convenience of the internet allows users to search for these packages quickly and efficiently, using special filters that can help narrow down information on options like deposit value, bonus amount, and which U.S. state you live in.

Physical sportsbook locations are limited in these types of avenues. However, sportsbooks that exist in the digital world have the chance to pack a load of valuable resources into one virtual, user-friendly space.

The age of technology and modern-day opportunities

There’s no doubt that the digital era transformed every aspect of our lives, largely for the better. When it comes to the activity of betting on sports, the age of technology contributed more to the industry than some could have ever dreamed. Its arrival gave fans the opportunity to interact with their favorite teams and players throughout a variety of different sports in real-time, pre-match, and post-game.

Brick and mortar locations may provide similar wagering information on multiple sports organizations, but they require people to travel potentially long distances to reach their facilities. On the flip side, the world wide web allowed for the sector’s most talented developers and designers to create digital platforms that are accessible for all. This meant that the modern-day sports fan simply needs to have a Wi-Fi connection, not a car, to participate in the exciting activity. No more are the days of waiting in long bookmaker lines after enduring a traffic-filled commute.

Where is the activity legal online and what does the future hold?

Little by little, online sports betting in America has become legal in various states. Perhaps one of the most landmark moves was made by the Garden State recently in 2018. Because of the passage of Assembly Bill 4111, New Jersey has become the prime U.S. location for sports betting in the digital world. In fact, the northeastern region of the country is one of the best spots for legal, online sportsbooks. Neighboring states such as Delaware, New Hampshire, Pennsylvania, and even tiny Rhode Island also offer their residents the opportunity to place wagers online.

The future is bright for the online sportsbook world. As more locations join the ranks of legalizing these digital platforms, users have greater options than ever before. Many states have legislation in process that would open more doors for the industry in the virtual environment.

In addition, other gaming sectors, like of Esports, are rising to the top in the 21st-century world, making new waves in the betting industry as well. In fact, placing wagers on video game competitions is now a popular activity amongst gamers and sports enthusiasts alike. There are many popular tournaments that take place around the world and award hefty prize money to their winners. This type of Esports betting may not be a conventional form of activity, but it is becoming increasingly attractive and entertaining for users everywhere.

Although the shifting landscape of sports betting is uncertain, industry leaders predict more and more virtual platforms coming onto the scene to serve a growing audience. The bottom line, sports betting isn’t expected to go out of style anytime soon. From the Greeks to the retro era of 1970’s Las Vegas to online sportsbooks in the 21st century, big things are in store in the coming decades.


Best Australian Casino Welcomes Bonuses!

Australia is not generally considered the best gambling destination. The laws are strict and numerous. But, Australia's gambling legislation makes for a great online casino experience.

We've found dozens of high-quality options for you to try, and we're happy to announce that almost all of them have unique bonuses and features that will allow you to take your gaming experience to the next level. From special promotions to welcome bonus slots, we'll help you find the best gambling sites in Australia.

In this article, we are going to tell you about the most popular Australian casino bonuses.

The no deposit bonus is exactly what the name implies. This means that you can claim the bonus without having to deposit any money. The only thing you need to do is go through a simple registration and claim your bonus in the virtual cashier of payments.

Pay attention to another type of reward - free spins. Free spins are a great way to learn about the game rules, online casino payment methods, before opening a money account. Free Spins allow you to play the same games that you will play when you open an account, and you can win real prizes by doing so.

Mobile casinos are popping up all over the place and you might be a little wary of them. But not worth it. Technological advances have given Australians the ability to play on the go. Mobile casinos are designed to be fully compatible with their online counterparts and can be safely downloaded to your phone. Many of them have welcome bonuses, so you can try it risk-free.

Most Australian online casinos offer a deposit bonus and make it part of their weekly promotions. The casino will add a free bonus to the amount you choose to deposit.

You can find the best Australian online casino bonuses in our list at the link: best australian casino bonuses on TopCasinoExpert



What do the repeating numbers mean?

People's ability to believe in what they are unable to see or touch has many guises, different both in form and content.

The boundaries of this ability are determined by the dogmas learned from childhood for some people, by the richness of imagination and internal content for others, or by predominantly physiological sensations for still others.

Priests of mystical cults unanimously assure us that there is the invisible, the imperceptible, and the impossible from the point of view of logic. School teachers, academics, and recognized wise men all say the opposite is true. As a result, the integrity of our perception of the world is irreversibly violated, and we are forced to wander all our lives in search of truth.

However, we always have one way to systematize our knowledge of the world. It is a reliable and tested method of trial and error that builds up your personal life experience and shapes your personality. Making mistakes in the process is just as important as winning, because by making a mistake, you exclude one of the possibilities of doing wrong once and for all.

Why are we talking about this? Because this article is devoted to a special case of the "inexplicable" - the so-called Angel Numbers. According to an American Doreen Virtue, who introduced this definition into use, multi-digit numbers containing paired (101, 2020), double (110, 0220), repeating (555, 2222), or sequential (123, 2345) digits contain messages of the guardian angels.

One may or may not believe in this. But it's worth a try anyway. Only this way, from your personal experience, you can see if this statement is true or false.

So if the Angel Number suddenly begins to haunt you and to constantly catch your eye, take the trouble to decipher the message addressed to you using numerology. Then follow the recommendations you received. It won't get any worse.

While interpreting the Angel Number, you should remember that the essence of the message is determined by the sum of its digits. However, the nominal of these numbers and the order of their arrangement also matter.

Below you can read the interpretations of Angel Numbers that have most likely caught your attention more than once.

1010. The time corresponding to these figures is set on all watches with an arrow dial during the pre-sale preparation process: it is believed that such an arrangement of the hands resembles a smile.

But on an electronic clock it is a sequence of ones and zeros, the simplest binary code. One is the number of strength and initiative, Zero is the number of eternity and inviolability, and the total Two means peace and harmony. In total, the essence of the message boils down to the following: you will be able to keep stability and harmony in your life only if you have strict control over every situation.

Do not loosen your grip, remain initiative and assertive, and stay on your course, no matter what the cost. Don’t be distracted by extraneous thoughts, and don’t waste time and money on what lies outside your way. Then everything will be all right for you.

1111. Combination 1-4 is a promise of success, which, however, can only be achieved through hard, painstaking work. It is not worth waiting for dividends in the near future: only the total amount of effort is adequately rewarded.

You will have to take the initiative in your field of activity and work for the result. However, success will only come if you can ignore failure and keep faith in your capabilities.

2112. The time has come to take care of those who depend on you financially. Such a necessity usually arises when you realize that you no longer have enough money to meet their needs. So you have to look for a solution to this problem.

The most "bloodless" of the possible options would be career advancement and a corresponding increase in income. Take on additional responsibilities and be dutiful.

2222. The sum of the digits of this number is equal to 8, and the Eight in numerology is the number of power, purposefulness, success and wealth. However, the fact that there are only Twos in the angelic message indicates that it’s impossible to use the common methods for success: pressure, prodding, and subdual.

On the contrary, everything suggests that in any undertaking you will have to show delicacy, diplomacy, the ability to hear and understand people, to guess their hidden motivation from the smallest details of their behavior.

You say that this is not how things are done, don’t you? Well, then you have to try out a new method. Otherwise, it won’t work.

2323. The numerological sum of this number is equal to One (2 + 3 + 2 + 3 = 10, 1 + 0 = 1). This means that in the near future you will have to make a strong-willed decision, which no one will be likely to accept.

Then you have to turn on your fantasy (3), and find a diplomatic (2) solution to the problem. Look for an individual approach to each of your opponents, get them interested, and promise them what they want.

Implementing your plans on your own is almost impossible. At some point, you will definitely need the support of a strong, close-knit, well-motivated team.

1234. The numerological sum of the digits of this number is also equal to One (1 + 2 + 3 + 4 = 10, 1 + 0 = 1). However, unlike the previous one, this angelic message not only determines the nature of the proposed actions, but also sets their sequence.

If you are familiar with the key points of numerology, it will immediately become clear to you that you need to start with an innovative idea. Then you should gather a team of like-minded people and creatively approach the work to be done. The well-known Steve Jobs followed exactly this pattern.
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